A real Visa card, instantly
Virtual card in seconds — Apple Pay, Samsung Pay, Google Pay.
Pay anything, anywhere,
just one tap.
Your Robinhood Chain balance, on a Visa card. No bank, no waiting — and the keys stay yours.
HoodBank
Features
One wallet, one card, one history — with nothing about fees or custody left as a surprise.
Your keys, your money
Non-custodial wallet; the private key exports whenever you want.
Swap across 7 chains
Robinhood Chain to Solana, Base, Ethereum, Arbitrum — one step.
Funded from your wallet
Top up with the ETH or USDG you already hold. No bank in the loop.
One timeline
Wallet and card activity together, charted by day, week or month.
Freeze in one tap
Lock the card instantly; details stay hidden until you reveal them.
Three steps to your first payment.
From an empty wallet to a card you can tap, without leaving the app.
1
Fund your wallet
Sign in and you get a Robinhood Chain address. Send ETH or USDG to it, or bridge in from another chain.
Open the wallet →2
Top up your balance
Open a deposit, pay it straight from your wallet, and the credit lands on your HoodBank balance.
Open the wallet →3
Create your card and spend
Issue the card in seconds, reveal the number, add it to your phone's wallet, and pay.
Open the wallet →Global
Coverage
LATAM
Asia-Pacific
Middle East
Europe
Asia-Pacific
Middle East
Europe
HoodBank works anywhere Visa is accepted — online and in-store through Apple Pay, Samsung Pay and Google Pay. Availability depends on local regulations.
Questions worth asking.
Do I need a bank account?
No. HoodBank runs on your crypto balance — you fund the wallet on-chain and spend from it. There is no bank onboarding and no wire transfer in the loop.
What does the first card actually cost?
A card opened with a $10 load costs $16.40 off your balance: the $10 you can spend, a one-time $5 issuance fee, $1 processing and 4% funding. The $5 is charged once, so larger first loads waste proportionally less — the app shows the full breakdown before you confirm.
Who holds my funds?
You do. The wallet is non-custodial and its private key is exportable from Settings at any time. Money only leaves your wallet when you sign a transaction. Card balances sit with the card issuer, as they must for any card.
Which assets can I spend?
ETH and USDG on Robinhood Chain. Assets on other chains can be swapped in first — Solana, Base, Ethereum and Arbitrum are routed in a single step.
Where does the card work?
Anywhere Visa is accepted, including online checkouts and subscriptions. Add it to Apple Pay, Samsung Pay or Google Pay for in-store tap-to-pay.
Is HoodBank a bank?
No. HoodBank is software on top of a licensed card issuer and public blockchain infrastructure. Deposits are not insured, and crypto balances can lose value.